James Willaims
Author Archives: James Willaims
Hey There, James here. I am the co-founder and editor of this site. I have over 10 years experience in business and 5 in the credit repair world
James Willaims
My Credit Score Is 550 How Do I Raise It?
Many times our readers send us questions like “My credit score is 550 how do I raise it?”. Well, here is how and a bunch of resources that can help along the way. Having a Subprime or Bad credit score can be really harmful when you’re trying to process in life. When you want to buy a […]
Read More
10 Action Steps: How To Increase Credit Score To 800
how to get an 800 credit score? With a “Full Court Press” mentality, use all the tactics below to reach your goal (you can also call on some help).You will have to space some things if you don’t have all the resources at once, you also double-up on action steps month by month. For example: While […]
Read More
Does Requesting A Credit Limit Increase Hurt Score?
Does requesting a credit limit increase hurt score? That depends on which creditor you’re asking for an increase from. A limit increase request on your credit can trigger a hard pull aka a hard inquiry. But, how badly it affects your score is based entirely on your credit history. To be clear: The act of requesting an […]
Read More
How Can I Raise My Credit Score 50 Points Fast
Once you decide to embark on the journey of improving your credit health, you are sure to ask yourself this question: how can I raise my credit score 50 points fast?Below we go into keeping your credit utilization down to the exact percentage, authorized users you can strategically obtain, disputing and correcting errors yourself or […]
Read More
How Long Does It Take To Build Credit From 400?
Having a low or subprime credit score can be harmful when you’re trying to progress in life. When you want to buy a home and need to be approved for a mortgage, or need a new vehicle and need a car loan or motorcycle loan. A 400 credit score is going to leave you in a tight spot, […]
Read More