Among everything that a credit score has an influence on, very few realize how much value it has when it comes to renting an apartment.Your credit score will determine where you live, how much rent you will end up paying, and how much deposit you have to pay to the landlord. It goes without saying […]
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Evictions are an issue that can haunt you for way too long.Make sure your eviction is actually on your credit report (CR) first. Many people jump the gun once they are evicted and assume it was reported.An eviction is a non-credit account, so it isn’t reported to the three major credit bureaus. But, if the eviction is […]
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What is a Charge Off?A Charge Off on your credit report normally happens after you fail to make payments and your creditor has written off your unpaid debt to get a tax deduction. Usually, after 6 months (180 days), creditors want to remove your unpaid dent from their accounts.This doesn’t mean that you don’t owe the […]
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Does requesting a credit limit increase hurt score? That depends on which creditor you’re asking for an increase from. A limit increase request on your credit can trigger a hard pull aka a hard inquiry. But, how badly it affects your score is based entirely on your credit history. To be clear: The act of requesting an […]
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Getting a 10 point boost on your credit report is a cinch. Unlike a 200 point increase, 10 points can be achieved by choose to act on one of the tactics below. That’s not the same for a higher increase, which would require both of these tactics and more to see a significant rise. What matters most is […]
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