Can Lexington Law Remove Student Loan Late Payments?
Those darn student loans. The dreadful Sallie, Navient and/or FAFSA (or whatever lender you decided to sign your future to)
Didn’t get a scholarship? Not a Bill Gates Scholar? If not, you needed a student loan. Now you need to know “Can Lexington Law remove student loan late payments?”
If you weren’t fortunate enough to have a family member pay for your education or co-sign, you needed a student loan to get you to that degree.
You’ve made some late payments and now you need to get rid of its existence from your credit
Do Student Loans Affect Credit?
If you’re reading this you know it does. We just want to take a second to let you know how a student loan affects your credit.
When we have student debt, we tend to make it bigger than it is because of the education it granted us.
We think about our college experience and a bunch of stuff that makes us forget that a student loan is simply a loan.
It affects our credit just as any other debt we accrue over the years. Student loans will affect your credit negatively if you are late on payments, just like most other loans.
Can Lexington Law remove student loan late payments?
Yes, Lexington Law will help you with disputing your student loans. There is no guarantee that the law firm can remove student loans in the time frame you may need it removed.
They create an individual credit restoration plan.
All statics are catered to your needs, which mostly consists of goodwill letters being developed and send out for you.
Lexington Law has a long history of removing unfair, inaccurate and unverified accounts.
When you speak with them (see toll free number above) you will also learn how student loans can positively affect your credit if managed well.
2 Ways: How to remove student loans off your credit report?
There are a few ways you can remove student loans yourself. You just need to take the time to do the work you’d otherwise pay professionals like Lexington Law or others.
- Send a Goodwill Adjustment Letter
- File a credit dispute
Putting things in order can really provide clarity. Most Americans have six to twelve loans by the time their degree is in their hands (office wall).
Refinancing or consolidating does lower your monthly payment but you will end up paying more in the long run. Your interest will increase but monthly decrease.
Still, even if you consolidate your credit score will be affected. Hard credit inquiries pull your score down.
Here are some pros and cons of consolidating your student loans
So, Can Lexington Law help with student loans? Yes. They will be more than happy to assist you with your credit health needs.
You can call Lexington Law and ask for clarity - it’s free- ask about student loan removal and they will consult from there.