Dispute Credit Report Online vs Mail: What’s The Difference?
First. Congrats on taking another step towards better credit. You’re another step closer to hearing “Approved”!We know what a grueling task it can be to be disputing, writing, calling, etc. these letters/forms alone, especially if you aren’t sure what next steps to take. Hats Off!Now, let’s look into how you might go about removing these negative […]
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How Does A Short Sale Affect Your Credit? Can I Remove A Foreclosure?
How Does A Short Sale Affect Your Credit?A short sale affects your credit by knocking off up to 160 points (give or take). This all depends on your credit history prior to the short sale. It also depends on how late your payments are. For example:Credit scores in the 750 – 800 range can have 150 […]
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4 Things: What Does Bad Credit Say About a Person?
Your credit score is something like a digital fingerprint: it can tell people more about you than what meets the eyes. So, if that’s the case, what does a bad credit say about a person?Well as you’d imagine, a bad credit score doesn’t convey too much good. From past bankruptcies to housing evictions, a bad […]
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What Is Bad Credit for an Apartment? Should I Get A Cosigner?
The need for an agreeable credit score becomes almost mandatory if you are looking to buy a new home or even if you just want to rent an apartment.As a matter of fact, landlords who own large apartments have a minimum credit score criteria. This leaves several people questioning, “what is bad credit for an apartment?” […]
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Is 607 A Bad Credit Score? Can I Get An Auto Loan? Home?
If you’ve fallen behind on a few bills, odds are your credit’s taken a beating. FICO, a data analytics company, determines credit scores, classifies a 607 credit score as being “poor”. This lackluster score can be the direct result of accumulating late payments over time. So, is 607 a bad credit score? While worse ratings exist, it’s […]
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