4 Steps: How To Get Child Support On Credit Report Removed

Time to get that child support on your credit report removed ASAP. The divorce and child custody process is already a grueling and, sometimes, brutal process.

The last thing you want to deal with is a financial burden due to child support arrears.

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It happens doesn’t it. 

Maybe your child support case wasn’t properly closed, a past due- maybe couple - or some sort of mistake that led to another, another and then more. 

Again, it happens. 

Now it’s time to clean up the mess, stop you loan interest rates from increasing and stop you credit score from decreasing. Especially, if it’s been on your report over 7 years.


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Child Support On Credit Report Removed

How Do You Get Child Support On Credit Report Removed?

Here are a few steps to getting this done, you’ll need debt validation letter for child support 

If it’s simply an error because your account wasn’t closed properly, you should get a letter from the child support office, contact the credit bureau and ask to place the letter in your report. 

That will let other creditors know that you are disputing the debt and allow them to read the explanation for the debt.

Then you must do the practical thing.

Work with the child support office to get the debt removed ASAP.  Depending on what state you’re in, you may be able to get arrearages  waived by consent of the parties or an order from the court.  

Ask you local child support offices for the proper information/procedures in your state and get child support on credit report removed

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Here are a few steps to get those Child Support Remove From Your Credit History 

1. You have to contact your local child support agency. Do a quick google search, agency names are different depending where you’re located.

Share all the information, documents, files, emails, etc. that provide that the information that shows that the debt is incorrect.

Once proven that it is incorrect to get it in writing and if it has been over 7 years, make sure that is stated as well.

Need to clean up errors on your credit report? Click here to use this form to ask a creditor to take the necessary steps in order to clear up errors on your credit report.

2. Now, if your agency is unhelpful, appeal the child support amount. Every agency has their way about dealing with child-support arrears. So, you may have to:

  • File an administrative appeal through the child-support enforcement agency
  • Appeal to the court in the county in which the original child-support order was issued.

You may have to hire a lawyer to maximize your chances for success in your appeal if things get a little sticky

3. Get your credit history printed Experian, Transunion and Equifax (or some sort of copy). You may have to pay for it if you’ve gotten a copy in recent times.

You are allowed one free credit report each year. Different bureaus may report slightly different information, and the child- support arrears may not appear on each bureau's report.  

4. Fill out a dispute form on each site that reports the inaccurate information.

Provide any documentation you have from the child-support enforcement agency indicating that the debt does not exist or it has been 7 years or more (which is too old to be on your credit report). 

It can take up to 30 days to have the information removed from your credit report.

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James Willaims

Hey There, James here. I am the co-founder and editor of this site. I have over 10 years experience in business and 5 in the credit repair world

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